Prime builds the infrastructure that powers small-business growth

Small businesses generate nearly half of U.S. GDP and create the majority of net new jobs.

Prime builds the infrastructure that powers small-business growth

Small businesses generate nearly half of U.S. GDP and create the majority of net new jobs.

Prime builds the infrastructure that powers small-business growth

Small businesses generate nearly half of U.S. GDP and create the majority of net new jobs.

Prime builds the infrastructure that powers small-business growth

Small businesses generate nearly half of U.S. GDP and create the majority of net new jobs.

Prime builds the infrastructure that powers small-business growth

Small businesses generate nearly half of U.S. GDP and create the majority of net new jobs.

About us

Prime was born on a whiteboard on University Avenue in Palo Alto, with a simple question: why is small-business credit still broken?

Too many platforms push high-cost cash advances. Banks miss strong businesses in the middle. We started Prime to fix that gap - helping platforms offer real loans, at real rates, to creditworthy SMBs who’ve earned it.

Our infrastructure combines Silicon Valley engineering, institutional credit expertise, differentiated data, and predictive models to power lending programs embedded directly into the software small businesses already use.

The result: bank-grade credit programs that are contextual, compliant, and built to scale - giving platforms new revenue and SMBs capital they can actually plan around.

About us

Prime was born on a whiteboard on University Avenue in Palo Alto, with a simple question: why is small-business credit still broken?

Too many platforms push high-cost cash advances. Banks miss strong businesses in the middle. We started Prime to fix that gap - helping platforms offer real loans, at real rates, to creditworthy SMBs who’ve earned it.

Our infrastructure combines Silicon Valley engineering, institutional credit expertise, differentiated data, and predictive models to power lending programs embedded directly into the software small businesses already use.

The result: bank-grade credit programs that are contextual, compliant, and built to scale - giving platforms new revenue and SMBs capital they can actually plan around.

About us

Prime was born on a whiteboard on University Avenue in Palo Alto, with a simple question: why is small-business credit still broken?

Too many platforms push high-cost cash advances. Banks miss strong businesses in the middle. We started Prime to fix that gap - helping platforms offer real loans, at real rates, to creditworthy SMBs who’ve earned it.

Our infrastructure combines Silicon Valley engineering, institutional credit expertise, differentiated data, and predictive models to power lending programs embedded directly into the software small businesses already use.

The result: bank-grade credit programs that are contextual, compliant, and built to scale - giving platforms new revenue and SMBs capital they can actually plan around.

About us

Prime was born on a whiteboard on University Avenue in Palo Alto, with a simple question: why is small-business credit still broken?

Too many platforms push high-cost cash advances. Banks miss strong businesses in the middle. We started Prime to fix that gap - helping platforms offer real loans, at real rates, to creditworthy SMBs who’ve earned it.

Our infrastructure combines Silicon Valley engineering, institutional credit expertise, differentiated data, and predictive models to power lending programs embedded directly into the software small businesses already use.

The result: bank-grade credit programs that are contextual, compliant, and built to scale - giving platforms new revenue and SMBs capital they can actually plan around.

About us

Prime was born on a whiteboard on University Avenue in Palo Alto, with a simple question: why is small-business credit still broken?

Too many platforms push high-cost cash advances. Banks miss strong businesses in the middle. We started Prime to fix that gap - helping platforms offer real loans, at real rates, to creditworthy SMBs who’ve earned it.

Our infrastructure combines Silicon Valley engineering, institutional credit expertise, differentiated data, and predictive models to power lending programs embedded directly into the software small businesses already use.

The result: bank-grade credit programs that are contextual, compliant, and built to scale - giving platforms new revenue and SMBs capital they can actually plan around.

Our mission

To expand economic opportunity by making high-quality capital accessible to the small businesses that power the real economy.

Our vision

A financial system where equitable access to bank-grade capital enables small businesses to grow, create jobs, and drive durable economic mobility.


When entrepreneurs can access transparent, long-term credit, they invest with confidence -  increasing productivity, expanding employment, and contributing meaningfully to GDP growth. As more small businesses participate fully in the economy, growth becomes broader, more resilient, and better aligned with the real economy.


Prime exists to build this system - and to do so at the scale that the SMB economy demands.

Our values

Prime’s values reflect how we build - and how we earn trust - every day.

Win the day

We are builders who execute with urgency and ownership. We move quickly with discipline, making clear decisions and holding ourselves accountable for outcomes that matter.

Get out of the building

We stay close to our customers and partners. By meeting businesses where they operate and listening closely, we build solutions that are relevant, resilient, and scalable.

Embrace The Unknown

We treat uncertainty as a starting point for learning. We ask hard questions, test thoughtfully, and take calculated risks informed by data, experience, and judgment.

Excellence as a Habit

We hold ourselves to high standards across underwriting, compliance, technology, and operations. Excellence is a daily discipline — and the foundation of long-term trust.

Shape your career at Prime

Join our team

Our mission

To expand economic opportunity by making high-quality capital accessible to the small businesses that power the real economy.

Our vision

A financial system where equitable access to bank-grade capital enables small businesses to grow, create jobs, and drive durable economic mobility.


When entrepreneurs can access transparent, long-term credit, they invest with confidence -  increasing productivity, expanding employment, and contributing meaningfully to GDP growth. As more small businesses participate fully in the economy, growth becomes broader, more resilient, and better aligned with the real economy.


Prime exists to build this system - and to do so at the scale that the SMB economy demands.

Our values

Prime’s values reflect how we build - and how we earn trust - every day.

Win the day

We are builders who execute with urgency and ownership. We move quickly with discipline, making clear decisions and holding ourselves accountable for outcomes that matter.

Get out of the building

We stay close to our customers and partners. By meeting businesses where they operate and listening closely, we build solutions that are relevant, resilient, and scalable.

Embrace The Unknown

We treat uncertainty as a starting point for learning. We ask hard questions, test thoughtfully, and take calculated risks informed by data, experience, and judgment.

Excellence as a Habit

We hold ourselves to high standards across underwriting, compliance, technology, and operations. Excellence is a daily discipline — and the foundation of long-term trust.

Shape your career at Prime

Join our team

Our mission

To expand economic opportunity by making high-quality capital accessible to the small businesses that power the real economy.

Our vision

A financial system where equitable access to bank-grade capital enables small businesses to grow, create jobs, and drive durable economic mobility.


When entrepreneurs can access transparent, long-term credit, they invest with confidence -  increasing productivity, expanding employment, and contributing meaningfully to GDP growth. As more small businesses participate fully in the economy, growth becomes broader, more resilient, and better aligned with the real economy.


Prime exists to build this system - and to do so at the scale that the SMB economy demands.

Our values

Prime’s values reflect how we build - and how we earn trust - every day.

Win the day

We are builders who execute with urgency and ownership. We move quickly with discipline, making clear decisions and holding ourselves accountable for outcomes that matter.

Get out of the building

We stay close to our customers and partners. By meeting businesses where they operate and listening closely, we build solutions that are relevant, resilient, and scalable.

Embrace The Unknown

We treat uncertainty as a starting point for learning. We ask hard questions, test thoughtfully, and take calculated risks informed by data, experience, and judgment.

Excellence as a Habit

We hold ourselves to high standards across underwriting, compliance, technology, and operations. Excellence is a daily discipline — and the foundation of long-term trust.

Shape your career at Prime

Join our team

Our mission

To expand economic opportunity by making high-quality capital accessible to the small businesses that power the real economy.

Our vision

A financial system where equitable access to bank-grade capital enables small businesses to grow, create jobs, and drive durable economic mobility.


When entrepreneurs can access transparent, long-term credit, they invest with confidence -  increasing productivity, expanding employment, and contributing meaningfully to GDP growth. As more small businesses participate fully in the economy, growth becomes broader, more resilient, and better aligned with the real economy.


Prime exists to build this system - and to do so at the scale that the SMB economy demands.

Our values

Prime’s values reflect how we build - and how we earn trust - every day.

Win the day

We are builders who execute with urgency and ownership. We move quickly with discipline, making clear decisions and holding ourselves accountable for outcomes that matter.

Get out of the building

We stay close to our customers and partners. By meeting businesses where they operate and listening closely, we build solutions that are relevant, resilient, and scalable.

Embrace The Unknown

We treat uncertainty as a starting point for learning. We ask hard questions, test thoughtfully, and take calculated risks informed by data, experience, and judgment.

Excellence as a Habit

We hold ourselves to high standards across underwriting, compliance, technology, and operations. Excellence is a daily discipline — and the foundation of long-term trust.

Shape your career at Prime

Join our team

Our mission

To expand economic opportunity by making high-quality capital accessible to the small businesses that power the real economy.

Our vision

A financial system where equitable access to bank-grade capital enables small businesses to grow, create jobs, and drive durable economic mobility.


When entrepreneurs can access transparent, long-term credit, they invest with confidence -  increasing productivity, expanding employment, and contributing meaningfully to GDP growth. As more small businesses participate fully in the economy, growth becomes broader, more resilient, and better aligned with the real economy.


Prime exists to build this system - and to do so at the scale that the SMB economy demands.

Our values

Prime’s values reflect how we build - and how we earn trust - every day.

Win the day

We are builders who execute with urgency and ownership. We move quickly with discipline, making clear decisions and holding ourselves accountable for outcomes that matter.

Get out of the building

We stay close to our customers and partners. By meeting businesses where they operate and listening closely, we build solutions that are relevant, resilient, and scalable.

Embrace The Unknown

We treat uncertainty as a starting point for learning. We ask hard questions, test thoughtfully, and take calculated risks informed by data, experience, and judgment.

Excellence as a Habit

We hold ourselves to high standards across underwriting, compliance, technology, and operations. Excellence is a daily discipline — and the foundation of long-term trust.

Shape your career at Prime

Join our team

Who we work with

Who we work with

Who we work with

Who we work with

Prime partners with leading software platforms, financial institutions, and capital providers to deliver embedded lending programs designed for durability and scale.


We work alongside partners who share our belief that responsible credit - delivered with transparency and rigor - is essential to small-business growth and economic resilience.

Meet our leadership team

Ciaran O’Kelly

CEO, Co-founder

Sam Hoffman

Compliance

Gautam Puranik

Credit

Michael Suzuki

Engineering

Joe Bejany

Finance

Dave Scott

Product

Gwen Waichman

People

Let’s work together. Book a call with us today to get started.

Contact us

Meet our leadership team

Ciaran O’Kelly

CEO, Co-founder

Sam Hoffman

Compliance

Gautam Puranik

Credit

Michael Suzuki

Engineering

Joe Bejany

Finance

Dave Scott

Product

Gwen Waichman

People

Let’s work together. Book a call with us today to get started.

Contact us

Meet our leadership team

Ciaran O’Kelly

CEO, Co-founder

Sam Hoffman

Compliance

Gautam Puranik

Credit

Michael Suzuki

Engineering

Joe Bejany

Finance

Dave Scott

Product

Gwen Waichman

People

Let’s work together. Book a call with us today to get started.

Contact us

Meet our leadership team

Ciaran O’Kelly

CEO, Co-founder

Sam Hoffman

Compliance

Gautam Puranik

Credit

Michael Suzuki

Engineering

Joe Bejany

Finance

Dave Scott

Product

Gwen Waichman

People

Let’s work together. Book a call with us today to get started.

Contact us

Meet our leadership team

Ciaran O’Kelly

CEO, Co-founder

Sam Hoffman

Compliance

Gautam Puranik

Credit

Michael Suzuki

Engineering

Joe Bejany

Finance

Dave Scott

Product

Gwen Waichman

People

Let’s work together. Book a call with us today to get started.

Contact us

Backed by the best

Backed by the best

Backed by the best

Backed by the best

Backed by the best